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What is Hesab Pay?

Hesab Pay is Afghanistan's first mobile banking solution that lets you transfer funds within seconds, using your smart phone. Hesab Pay's advanced features for businesses and individuals also include e-taxation, payroll, bill payment, top-up recharge and more.

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Fund Transfer

Send money to anyone in any part of Afghanistan within seconds using Hesab Pay's Web or Mobile Apps.

Card Payment

Make purchases using your debit card or/and Afpay card from over 11,000 merchants all over Afghanistan.


Use Hesab Pay for your business transactions and let it calculate all six types of taxes for you.

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Bill Payments
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Associated Banks
Send money from your bank account
Are you tired of waiting in long queues in banks to make a balance inquiry or transfer money? Hesab Pay, the first online banking application in Afghanistan, now works together with Azizi bank, mPaisa and Afghanistan Payment System (APS) to handle your daily transactions in the quickest possible way and on the go.
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Merchant Introduction

Hesab Pay's POS program lets merchants accept card payments, manage stock and bill customers automatically. We provide our merchants with a POS device and an account able to accept payments through cards.

We are signing up merchants from across 34 provinces of Afghanistan. If you are interested in being a part of the program, please login with your registered account, go to the Merchant tab and apply for a merchant account. Our representatives will get back to you within 24 hours.

*Please note that Hesab Pay's POS program is only available for merchants in Afghanistan.

Hesab Pay Apps
Download the Hesab Pay app on your Android or iOS device to make fund transfers within seconds.