Hesab.af is Afghanistan’s first e-taxation and online payment platform that lets you transfer funds within seconds using your smartphone. Hesab.af provides services such as e-taxation, payroll, bill payment, mobile top-up recharge (airTime), and more for both individuals and businesses through its website and smartphone application.
M-Paisa lets you access a range of financial services such as person to person money transfer, disbursement and repayment of microfinance loans, airtime purchase, bill payments and receipt of salaries.
For opening an M-Paisa account, you have to contact Roshan to open an M-Paisa account for you and also you are able to create an M-Paisa account via Hesab.af as well
Hesab.af has services for both individuals and businesses:
Individuals: Fund transfers (send money), buy airtime, bill payments, and locating M-paisa agents.
Businesses: e-taxation, payroll (using M-Paisa enterprise account), and fund transfers.
Hesab.af’s payroll services is an excellent tool for you to pay your employees’ wages.
Hesab.af’s financial services help you do your taxes online by recording your income statement, balance sheet, taxes and annual income tax return.
Through Hesab.af’s bill payment service you can pay your Da Afghanistan Brishna Sherkat (DABS) (electricity) bill.
Currently, only DABS (electricity) bill can be paid through Hesab.af
Through hesab.af’s airTime service you can buy Roshan mobile credit for yourself or send it to another Roshan number. You will soon be able to buy AWCC and Etisalat credit cards.
Hesab.af’s airtime can only be sent to a Roshan subscriber. You will soon be able to send airtime to AWCC and Etisalat subscribers.
Master PIN is a four-digit PIN which makes your Hesab.af account more secure. After successfully logging into your account through your application, you have to set your master PIN.
If you forget your Master PIN, you have to logout from the application by clicking on Forgot Master PIN, then re-login to the application using your Hesab.af username and password and set a new master PIN.
Through Hesab.af you can transfer money to any number in Afghanistan.
Money transfer through Hesab.af is only in Afghani, you cannot transfer in dollars.
Visit an M-Paisa agent and buy electronic money from the agents. You can buy 50 Afghani to 100,000 Afghani to deposit to your M-Paisa account without any transaction fee.
You can withdraw cash from your M-Paisa account by visiting any M-Paisa agent.
Because Hesab.af is connected with Roshan telecom’s M-Paisa, your money is held with M-Paisa. It will soon be connected with other telecom operators.
Go to contacts tab and press the (+) icon to add contacts
Website: M-paisa agents map is available only on the mobile application.
To add an M-Paisa account, first you have to have a M-Paisa account then go through the following steps:
Login to Hesab.af mobile App/Website.
On the website, click the add (plus sign [+]) button.
On mobile go to More and select Bank Account Settings and press add (plus sign [+]) button.
Choose M-Paisa and select Enterprise/Individual.
If your M-Paisa is an individual account, enter your M-Paisa number and your M-Paisa PIN number
If your M-Paisa is an enterprise account, enter your M-Paisa number, login ID, and M-Paisa password.
You can send money to everyone who has M-Paisa account, who has Hesab.af, or just a phone number.
M-Paisa fund transfer via Hesab.af is free of cost.
Bill payment via Hesab.af is free of cost.
Buying airTime via Hesab.af is free of cost, but 10% government tax will be applied on the total amount of purchased credit.
Hesab.af does not impose any restriction on the amount of money you can transfer. However, the amount of money you can transfer is dependent on the bank or mobile money provider. Please refer to the bank or mobile money providers for more details on the amount of money you can transfer.
Yes, through Hesab.af you will be able to get exchange rates.